Does Workers Compensation Include Coming And Going To My Job?
Worker's compensation is designed to protect employees if they've had to take any time away from work because of a job-related injury. Hurting your hand in a machine if you work in a factory, for instance, will force you to stay home to recuperate. Worker's compensation will help you recoup some, if not all, of that lost time at work.
But does it cover travel to and from your place of employment? While some would argue that it does, since the travel is technically work-related, the answer for most states is no. Still, there are exceptions to the rule that are outlined below, but any questions as to the specifics of your claim should be directed to a worker's compensation law attorney.
Travel Between Job Sites
If your job requires visiting two or more job sites on a given day, such as a contractor or inspector, then you should expect to receive compensation if you're traveling between those locations. This time is technically considered "on the job," so the rule applies.
Traveling as Part of Your Job
If you're a truck driver or a postal worker, then traveling in a vehicle is considered an essential part of your job, so you should receive workers' compensation if you are injured while driving. If, however, you were injured driving to where your job began, like to the post office to pick up your vehicle, it's not considered "on the job," so it most likely will not be covered.
Traveling For Your Job
Many people travel for their job, whether to a conference, to interface with clients, or to close a sale. Every part of the travel for that business trip is considered part of your work-related business, so if you're injured on the flight, driving in the rental car once you land, or at the hotel, it should be covered.
Traveling in a Company Car
This one is a little more situation-dependent. While driving in your own car to and from your job is usually not covered, if you're using a company car for your transportation, it usually is, provided you are in the act of driving to your job. Some states interpret this more broadly, arguing that if you are operating a vehicle that has even your employer's logo on it, you should still be covered. It can be hard to know what your specific situation is, so contact a worker's compensation law attorney to know your rights.